by Mike Feldman
Ah, Blissful Retirement
s a former corporate guy
who spent 33 years with
a major multinational com-
pany, my rather early retirement
wasn’t exactly well-planned.
Let’s just say that the news of
this early retirement was a sur-
prise, so I had to get resourceful
and create alternatives.
Starting my own window ﬁlm
dealership seemed like a good idea
at that time (nine years ago), and
despite facing the worst econo-
my since the Great Depression and
without any major hurricanes in
Florida since 2005, we’ve done rath-
er well comparatively speaking.
Running a window ﬁlm business
is a lot different from being a cor-
porate guy with an American ﬂag
pin and company logo on my suit
Small-business owners certain-
ly don’t get a steady paycheck
with IRA deductions built into
their compensation plan like you
do from a Fortune 500 company. just be the best move you’ve ever dom should be second nature,
Once you have established your made, and as a “retirement plan,” there is still a constant battle to
business, and have a reasonable it can be the most lucrative option. stay proﬁtable, remain steadfast
expectation that you’ll survive and
sustain that business, you should for the weak of heart or mind. cess, meet our customer’s expec-
start planning for your future. The safety net that corporate folks tations and help my employees
Retirement experts are readi- enjoy isn’t available to mom-and- reach their best standard of living.
ly available, and ﬁnancial wealth pop window ﬁlm companies. As a Even with that, I can’t really
But being self-employed is not and passionate about driving suc-
planners seem abundant based on business owner, the ﬁnancial via- imagine being completely retired,
the number of e-mails and phone bility of your company requires and it’s not just about the money.
calls I receive on a daily basis.
I’ve chosen to be very conserva-
total commitment. It’s the competitive edge that
You’ll be responsible for payroll, keeps my heart ticking—which is
tive by rolling over my corporate cash ﬂow, accounts payable and certainly a positive thing!
IRA into a conservative IRA with a receivable and, in many instances, So as for me, I’m not going to sail
employee insurance and guidance. off into that long night of retire-
In the “real world” of window ment if I can possibly help it. WF
private ﬁnancial institution.
For my corporate friends, I rec-
ommend that you consider becom- tinting, we have to be committed to
ing an independent entrepreneur our businesses like bacon is to pig. Mike Feldman is the president of Advanced
if you have the right stuff. It may
At my advanced age, where wis- Film Solutions in New Port Richey, Fla.